TERMS AND CONDITIONS - For ALL of OpulenceMindset.com, Inc. ("Scott Haug") Programs, Courses, Certifications, and Coaching.

OpulenceMindset.com, Inc. and Scott Haug (the “Company”) is dedicated to providing outstanding products and services made available through training.scotthaug.com (the “Site”), as well as through its affiliated and related websites.  The enhanced membership products, services and content (the “Membership Services”) provided to you by the Company through the Site are expressly and unconditionally subject to the following Membership Terms And Conditions (the “Membership Terms”). All persons subscribing to the Certifications and Membership Services are urged to read these Course and Membership Terms carefully. If you have any questions concerning these Membership Terms, please contact the Company. These Membership Terms are entered into by and between the Company and the person registering to receive access to Membership Services available on, through or in connection with the Site.

Through the Site and its related properties, the Company provides you with enhanced access to and the ability to purchase products, receive services and other information, to participate in one or more communication forums, all of which may be more particularly described on webpages associated with the Site, that are otherwise not available to the general public. The Membership Services, including any updates, enhancements, new features, and/or the addition of other Site properties, are subject to these Membership Terms, the Terms of Use (“TOU”), the Privacy Policy and Spam Policy governing the Site.

The Manifestation Accelerator program presented within the site and landing pages represents a recurring monthly membership. Every member who joins in this recurring monthly membership program is agreeing to a monthly subscription charge. The member can unsubscribe at any time, which will result it all further recurring monthly charges to be cancelled.

The Certified Manifestation Coach program presented within the site and landing pages represents a one-time program payment. Every member who joins in this program is agreeing to the one-time payment, or provided payment plan, charge without the ability for refunds, as shown below. This Certification course is provided completely to the member from the moment they enroll into the course.

In order to receive Membership / Course Services, you must complete the registration process by providing the Company with current, complete and accurate information as prompted by the applicable registration form. You may also be required to select a password and/or a user name. You are solely and entirely responsible for maintaining the confidentiality of your password and account.

Membership Services are made available to you on a monthly basis in exchange for recurring monthly payment by you of the amount specified by the Company on the Site or its related webpages. Enrollment to receive Membership Services constitutes your agreement acceptance of these Membership Terms, the TOU and all other policies governing the Site. The Company reserves the right, at its sole discretion, to change these Membership Terms, to cancel the Membership Terms or the Membership Services. Your eligibility to receive Membership Services may, at the Company’s sole discretion, automatically renew for successive months by submitting a payment request to the source designated during the registration process unless you cancel your enrollment by using the designated means for doing so as specified by the Company on the Site or its related webpages, which may take the form of such things as a hyperlink or a designated account management section provided on the Site. Any Member who uses a debit card as the designated credit card account for the payment of fees associated with the receipt of Membership Services acknowledges that the Company will not be responsible for any fees or penalties associated with insufficient funds, bounced checks or any other form of fee due to a charge of a fee to a debit card provided by you. If you believe or suspect that you have been erroneously charged for Membership Services that have not been requested, that multiple charges for the receipt of Membership Services have been processed or there is some other reason to dispute a charge related to the Site, it is your sole and absolute responsibility to notify the Company of such circumstances within sixty (60) days of the transaction appearing on your credit account or financial records. Failure to notify the Company within the specified time period shall constitute a waiver of your right to dispute the transaction. The Company, in its sole and absolute discretion, may elect to address the disputed transaction should it be brought to its attention after the time period specified herein.

The Certification Course are made available to you in exchange for a one-time payment, or provided payment plan, of the amount specified by the Company on the Site or its related webpages. Enrollment to receive Certification Course Services constitutes your agreement acceptance of these Course Terms, the TOU and all other policies governing the Site. The Company reserves the right, at its sole discretion, to change these Course Terms, to cancel the Course Terms or the Course Services. Your eligibility to receive Course Services may, at the Company’s sole discretion, automatically renew for after 12 months at a discounted rate provided clearly to you in the Terms of Enrollment by submitting a payment request to the source designated during the registration process unless you cancel your enrollment by using the designated means for doing so as specified by the Company on the Site or its related webpages, which may take the form of such things as a hyperlink or a designated account management section provided on the Site. Any Member who uses a debit card as the designated credit card account for the payment of fees associated with the receipt of Course Services acknowledges that the Company will not be responsible for any fees or penalties associated with insufficient funds, bounced checks or any other form of fee due to a charge of a fee to a debit card provided by you. If you believe or suspect that you have been erroneously charged for Course Services that have not been requested, that multiple charges for the receipt of Course Services have been processed or there is some other reason to dispute a charge related to the Site, it is your sole and absolute responsibility to notify the Company of such circumstances within sixty (60) days of the transaction appearing on your credit account or financial records. Failure to notify the Company within the specified time period shall constitute a waiver of your right to dispute the transaction. The Company, in its sole and absolute discretion, may elect to address the disputed transaction should it be brought to its attention after the time period specified herein. 

Your participation in the registration process required to receive Membership / Course Services of shall constitute your consent to receive any and all disclosures, notices and other communications, including any notice that may be legally required to be provided to you regarding these Membership / Course Terms, in electronic form. The Company will provide all applicable disclosures and notices by sending them, or altering you of them, through the electronic mail address that you have provided in the registration process. It is your sole responsibility to maintain current and accurate contact information with the Company, which may be maintained through a designated account management section provided on the Site or such other means as provided by the Company.

There are no refunds for neither the membership services nor the Certification Course (including The Manifestation Accelerator and the Certified Manifestation Coach Program). If the customer decides to no longer want membership services in The Manifestation Accelerator, they can opt-out at anytime. Thereafter, you may cancel your eligibility to receive Membership Services at anytime and cancel the recurring payment. The enrollment fees for Certified Manifestation Coach are non-refundable. Once enrollment and service begins, there are zero refunds. Digital programs and other electronic content purchased from the Company are nonrefundable without exception. Digital programs and other content purchased from the Company are not subject to the refund policy set forth herein.

The Company shall have no liability in regard to any services provided, or to be provided, by any non-affiliated third-party sponsor, affiliate or vendor (“Vendor”). All Vendors are independent contractors and not employees, partners or joint venture partners of the Company. The Company shall have no liability in regard to any products, benefits or services provided, or to be provided, by any Vendor. You agree that claims with regard to any such products, benefits or services shall be made against the Vendor providing or performing such products, benefits or services and not against the Company. Although the Company upon your request, will endeavor to intervene in conjunction with problems or a discrepancy being experienced with a Vendor, in the event any product, benefit or service purchased by you is canceled, modified, defective, or otherwise deemed unsatisfactory, you will look solely to the provider, seller, merchant or manufacturer of the product, benefit or service for any repair, exchange, refund or satisfaction of claim. You understand and acknowledge that the Company cannot force a Vendor to provide any product, benefit or service and that Vendors are free to run their businesses as they see fit and begin/halt such efforts at their own discretion.

In return for the receiving Membership / Course Services, you acknowledge being obligated to the Company as follows: (1) that you have read these Membership / Course Terms and agree to be bound by them; (2) that you have read the TOU for the Site and agree to be bound by them; (3) that you understand and consent to the manner in which eligibility to receive Membership / Course Services are billed; (4) that you understand and consent to the manner in which you may cancel your eligibility to receive only the Membership Services; (5) that you understand and consent to the terms governing your eligibility to receive a refund of funds paid to receive Membership / Course Services (that there are NO refunds without exception); (6) that your entitlement to receive Membership / Course Services will, at the Company’s sole discretion, automatically renew through the processing of payment to the credit account or financial institution provided during the registration process; (7) that Membership / Course Services provided to you are not assignable without the express written consent of the Company; (8) that you will use the materials and content accessible through the Membership Services only for personal, non-commercial use or for the benefit of your immediate family, which shall include yourself, your spouse and any children residing in the same residence; and (9) that you agree to be bound by and adhere to the Privacy Policy and Spam Policy for the Site. You further agree not to share any materials, content or other proprietary information accessible through the Membership / Course Services to any third-party, individual, entity or institution. Any violation of foregoing terms will result in immediate termination of your eligibility to receive Membership / Course Services, potential legal action by the Company, a Vendor or its affiliated entities.

These Membership / Course Terms, and the respective rights and obligations of the parties hereunder, shall be governed by, and construed in accordance with, the laws of the State of Delaware. Any dispute regarding or relating to these Membership / Course Terms shall be brought before a court of competent jurisdiction. You expressly consent to the exercise of personal jurisdiction in the State of Delaware by completing the registration process for receiving Membership / Course Services from the Company.

You, individually, and on behalf of any person who uses the Membership / Course Services made available by the Company (the “Membership Beneficiary” or "Course Beneficiary"), hereby forever releases, acquits and discharges the Company from any and all liabilities, claims, demands, actions and causes of action that you, any Membership / Course Beneficiary or such legal representatives may have by reason of any monetary damage or personal injury sustained as a result of or during the use of any and all products, services and benefits made available through the Membership / Course Services or the Site. The sole recourse available to you, any Membership / Course Beneficiary or their legal representatives shall be the cancellation of the receipt of Membership Services.

The Company cannot guarantee that it receives any mail that you claim to have sent.  In order to ensure receipt by the Company of written communication, you should, at your own expense, send written communication to the Company through a means that provides confirmation of receipt, which may include, but not be limited to, Federal Express, United Parcel Service, United States Postal Service Return Receipt Requested and United States Postal Service Certified Mail.

The foregoing Membership Terms, which include references to and the incorporation of the TOU for the Site together with the Privacy Policy, Spam Policy and such other applicable webpages, contain the entire terms and agreements for your receipt of Membership / Course Services. The Company has made no representations, inducements, promises or agreements to you that are not set forth herein. If any of the foregoing terms or provisions in these Membership / Course Terms is determined to be invalid or unenforceable, the remaining terms and provisions shall remain valid and not affected by any such determination. The Company reserves the right, in its sole and absolute discretion, to modify, amend, alter or otherwise change these Membership / Course Terms. Your continued receipt of Membership / Course Services after any such modification, amendment, alteration or other change shall constitute your consent and agreement to be bound by the newly effective Membership / Course Terms.

The foregoing Membership / Course Terms shall be binding upon and inure to the benefit of the Company and you, which shall include any Membership/ Course Beneficiary, respective successors and permitted assigns.

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This website (the “Site”) is owned and operated by OpulenceMindset.com, Inc. d/b/a “scotthaug.com” (“COMPANY,” “we” or “us”). By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from COMPANY. Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.

We reserve the right to change these Terms of Service or to impose new conditions on use of the Site, from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service, as modified.

Intellectual Property Rights

The Manifestation Accelerator program presented within the site and landing pages of "scotthaug.com" represents a recurring membership. Every member who joins in this recurring membership program is joining into a subscription based program. It has an ongoing recurring charge each and every month. The member can unsubscribe at any time and all further recurring monthly charges will be cancelled.

The Certified Manifestation Coach program presented within the site and landing pages represents a one-time program payment. Every member who joins in this program is agreeing to the one-time payment, or provided payment plan, charge without the ability for refunds, as shown below. This Certification course is provided completely to the member from the moment they enroll into the course.

This Site and all the materials available on the Site are the property of us and/or our affiliates or licensors, and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal noncommercial use. You may not use the Site or the materials available on the Site in a manner that constitutes an infringement of our rights or that has not been authorized by us. More specifically, unless explicitly authorized in these Terms of Service or by the owner of the materials, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium (including by email or other electronic means) any material from the Site. You may, however, from time to time, download and/or print one copy of individual pages of the Site for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.

By posting or submitting any material (including, without limitation, comments, blog entries, Facebook postings, photos and videos) to us via the Site, internet groups, social media venues, or to any of our staff via email, text or otherwise, you are representing: (i) that you are the owner of the material, or are making your posting or submission with the express consent of the owner of the material; and (ii) that you are thirteen years of age or older. In addition, when you submit, email, text or deliver or post any material, you are granting us, and anyone authorized by us, a royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display such material, in whole or in part, in any manner or medium, now known or hereafter developed, for any purpose. The foregoing grant shall include the right to exploit any proprietary rights in such posting or submission, including, but not limited to, rights under copyright, trademark, service mark or patent laws under any relevant jurisdiction. Also, in connection with the exercise of such rights, you grant us, and anyone authorized by us, the right to identify you as the author of any of your postings or submissions by name, email address or screen name, as we deem appropriate.

You acknowledge and agree that any contributions originally created by you for us shall be deemed a “work made for hire” when the work performed is within the scope of the definition of a work made for hire in Section 101 of the United States Copyright Law, as amended. As such, the copyrights in those works shall belong to COMPANY from their creation. Thus, COMPANY shall be deemed the author and exclusive owner thereof and shall have the right to exploit any or all of the results and proceeds in any and all media, now known or hereafter devised, throughout the universe, in perpetuity, in all languages, as COMPANY determines. In the event that any of the results and proceeds of your submissions hereunder are not deemed a “work made for hire” under Section 101 of the Copyright Act, as amended, you hereby, without additional compensation, irrevocably assign, convey and transfer to COMPANY all proprietary rights, including without limitation, all copyrights and trademarks throughout the universe, in perpetuity in every medium, whether now known or hereafter devised, to such material and any and all right, title and interest in and to all such proprietary rights in every medium, whether now known or hereafter devised, throughout the universe, in perpetuity. Any posted material which are reproductions of prior works by you shall be co-owned by us.

You acknowledge that COMPANY has the right but not the obligation to use and display any postings or contributions of any kind and that COMPANY may elect to cease the use and display of any such materials (or any portion thereof), at any time for any reason whatsoever.

Limitations on Linking and Framing. You may establish a hypertext link to the Site so long as the link does not state or imply any sponsorship of your site by us or by the Site. However, you may not, without our prior written permission, frame or inline link any of the content of the Site, or incorporate into another website or other service any of our material, content or intellectual property.

Disclaimers

Throughout the Site, we may provide links and pointers to Internet sites maintained by third parties. Our linking to such third-party sites does not imply an endorsement or sponsorship of such sites, or the information, products or services offered on or through the sites. In addition, neither we nor affiliates operate or control in any respect any information, products or services that third parties may provide on or through the Site or on websites linked to by us on the Site.

If applicable, any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, are those of the respective authors or distributors, and not COMPANY. Neither COMPANY nor any third-party provider of information guarantees the accuracy, completeness, or usefulness of any content. Furthermore, COMPANY neither endorses nor is responsible for the accuracy and reliability of any opinion, advice, or statement made on any of the Sites by anyone other than an authorized COMPANY representative while acting in his/her official capacity.

THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH THE SITE AND BY COMPANY AND ANY THIRD-PARTY SITES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THIS SITE, INCLUDING BULLETIN BOARDS, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SITE OR MATERIALS ON THIS SITE OR ON THIRD-PARTY SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE.

You agree at all times to defend, indemnify and hold harmless COMPANY its affiliates, their successors, transferees, assignees and licensees and their respective parent and subsidiary companies, agents, associates, officers, directors, shareholders and employees of each from and against any and all claims, causes of action, damages, liabilities, costs and expenses, including legal fees and expenses, arising out of or related to your breach of any obligation, warranty, representation or covenant set forth herein.

Certain sections of the Site may allow you to purchase many different types of products and services online that are provided by third parties. We are not responsible for the quality, accuracy, timeliness, reliability or any other aspect of these products and services. If you make a purchase from a merchant on the Site or on a site linked to by the Site, the information obtained during your visit to that merchant’s online store or site, and the information that you give as part of the transaction, such as your credit card number and contact information, may be collected by both the merchant and us. A merchant may have privacy and data collection practices that are different from ours. We have no responsibility or liability for these independent policies. In addition, when you purchase products or services on or through the Site, you may be subject to additional terms and conditions that specifically apply to your purchase or use of such products or services. For more information regarding a merchant, its online store, its privacy policies, and/or any additional terms and conditions that may apply, visit that merchant’s website and click on its information links or contact the merchant directly. You release us and our affiliates from any damages that you incur, and agree not to assert any claims against us or them, arising from your purchase or use of any products or services made available by third parties through the Site.

Your participation, correspondence or business dealings with any third party found on or through our Site, regarding payment and delivery of specific goods and services, and any other terms, conditions, representations or warranties associated with such dealings, are solely between you and such third party. You agree that COMPANY shall not be responsible or liable for any loss, damage, or other matters of any sort incurred as the result of such dealings.

You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Site. You agree to use the Site and to purchase services or products through the Site for legitimate, non-commercial purposes only. You also agree not to make any purchases for speculative, false or fraudulent purposes or for the purpose of anticipating demand for a particular product or service. You agree to only purchase goods or services for yourself or for another person for whom you are legally permitted to do so. When making a purchase for a third party that requires you to submit the third party’s personal information to us or a merchant, you represent that you have obtained the express consent of such third party to provide such third party’s personal information.

Your purchase is for personal use only. Sharing of purchases is not permitted and will be considered unauthorized, an infringing use of our copyrighted material, and may subject violators to liability.

If payment for a course is declined, our system will automatically disable access to our premium materials. (We understand. This usually happens because a credit card expires.) We want to help restore your access, so we’ll make every attempt to contact you to help resolve this issue. Once the billing issue is resolved, we’ll restore access.

This Site may include a variety of features, such as bulletin boards, web logs, chat rooms, and email services, which allow feedback to us and real-time interaction between users, and other features which allow users to communicate with others. Responsibility for what is posted on bulletin boards, web logs, chat rooms, and other public posting areas on the Site, or sent via any email services on the Site, lies with each user – you alone are responsible for the material you post or send. We do not control the messages, information or files that you or others may provide through the Site. It is a condition of your use of the Site that you do not:

● Restrict or inhibit any other user from using and enjoying the Site.

● Use the Site to impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.

● Interfere with or disrupt any servers or networks used to provide the Site or its features, or disobey any requirements, procedures, policies or regulations of the networks we use to provide the Site.

● Use the Site to instigate or encourage others to commit illegal activities or cause injury or property damage to any person.

● Gain unauthorized access to the Site, or any account, computer system, or network connected to this Site, by means such as hacking, password mining or other illicit means.

● Obtain or attempt to obtain any materials or information through any means not intentionally made available through this Site.

● Use the Site to post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane or indecent information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national or international law.

● Use the Site to post or transmit any information, software or other material that violates or infringes upon the rights of others, including material that is an invasion of privacy or publicity rights or that is protected by copyright, trademark or other proprietary right, or derivative works with respect thereto, without first obtaining permission from the owner or rights holder.

● Use the Site to post or transmit any information, software or other material that contains a virus or other harmful component.

● Use the Site to post, transmit or in any way exploit any information, software or other material for commercial purposes, or that contains advertising.

● Use the Site to advertise or solicit to anyone to buy or sell products or services, or to make donations of any kind, without our express written approval.

● Gather for marketing purposes any email addresses or other personal information that has been posted by other users of the Site.

COMPANY may host message boards, chats and other public forums on its Sites. Any user failing to comply with the terms and conditions of this Agreement may be expelled from and refused continued access to, the message boards, chats or other public forums in the future. COMPANY or its designated agents may remove or alter any user-created content at any time for any reason. Message boards, chats and other public forums are intended to serve as discussion centers for users and subscribers. Information and content posted within these public forums may be provided by COMPANY staff, COMPANY’s outside contributors, or by users not connected with COMPANY, some of whom may employ anonymous user names. COMPANY expressly disclaims all responsibility and endorsement and makes no representation as to the validity of any opinion, advice, information or statement made or displayed in these forums by third parties, nor are we responsible for any errors or omissions in such postings, or for hyperlinks embedded in any messages. Under no circumstances will we, our affiliates, suppliers or agents be liable for any loss or damage caused by your reliance on information obtained through these forums. The opinions expressed in these forums are solely the opinions of the participants, and do not reflect the opinions of COMPANY or any of its subsidiaries or affiliates.

COMPANY has no obligation whatsoever to monitor any of the content or postings on the message boards, chat rooms or other public forums on the Sites. However, you acknowledge and agree that we have the absolute right to monitor the same at our sole discretion. In addition, we reserve the right to alter, edit, refuse to post or remove any postings or content, in whole or in part, for any reason and to disclose such materials and the circumstances surrounding their transmission to any third party in order to satisfy any applicable law, regulation, legal process or governmental request and to protect ourselves, our clients, sponsors, users and visitors.

We occasionally include access to an online community as part of our programs. We want every single member to add value to the group. Our goal is to make your community the most valuable community you’re a member of. Therefore, we reserve the right to remove anyone at any time. We rarely do this, but we want to let you know how seriously we take our communities.

To access certain features of the Site, we may ask you to provide certain demographic information including your gender, year of birth, zip code and country. In addition, if you elect to sign-up for a particular feature of the Site, such as chat rooms, web logs, or bulletin boards, you may also be asked to register with us on the form provided and such registration may require you to provide personally identifiable information such as your name and email address. You agree to provide true, accurate, current and complete information about yourself as prompted by the Site’s registration form. If we have reasonable grounds to suspect that such information is untrue, inaccurate, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof). Our use of any personally identifiable information you provide to us as part of the registration process is governed by the terms of our Privacy Policy.

To use certain features of the Site, you will need a username and password, which you will receive through the Site’s registration process. You are responsible for maintaining the confidentiality of the password and account, and are responsible for all activities (whether by you or by others) that occur under your password or account. You agree to notify us immediately of any unauthorized use of your password or account or any other breach of security, and to ensure that you exit from your account at the end of each session. We cannot and will not be liable for any loss or damage arising from your failure to protect your password or account information.

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL WE, OUR SUBSIDIARY AND PARENT COMPANIES OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE SITE, INCLUDING OUR MESSAGING, BLOGS, COMMENTS OF OTHERS, BOOKS, EMAILS, PRODUCTS, OR SERVICES, OR THIRD-PARTY MATERIALS, PRODUCTS, OR SERVICES MADE AVAILABLE THROUGH THE SITE OR BY US IN ANY WAY, EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. (BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABILITY AND THE LIABILITY OF OUR SUBSIDIARY AND PARENT COMPANIES OR AFFILIATES IS LIMITED TO THE FULLEST EXTENT PERMITTED BY SUCH STATE LAW.) YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT WE ARE NOT LIABLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER. IF YOU ARE DISSATISFIED WITH THE SITE, ANY MATERIALS, PRODUCTS, OR SERVICES ON THE SITE, OR WITH ANY OF THE SITE’S TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE AND THE PRODUCTS, SERVICES AND/OR MATERIALS COMPANY IS NOT AN INVESTMENT ADVISORY SERVICE, IS NOT AN INVESTMENT ADVISER, AND DOES NOT PROVIDE PERSONALIZED FINANCIAL ADVICE OR ACT AS A FINANCIAL ADVISOR.

WE EXIST FOR EDUCATIONAL PURPOSES ONLY, AND THE MATERIALS AND INFORMATION CONTAINED HEREIN AND IN OUR PRODUCTS AND SERVICES ARE FOR GENERAL INFORMATIONAL PURPOSES ONLY. NONE OF THE INFORMATION PROVIDED BY US IS INTENDED AS INVESTMENT, TAX, ACCOUNTING OR LEGAL ADVICE, AS AN OFFER OR SOLICITATION OF AN OFFER TO BUY OR SELL, OR AS AN ENDORSEMENT, RECOMMENDATION OR SPONSORSHIP OF ANY COMPANY, SECURITY, OR FUND. OUR INFORMATION SHOULD NOT BE RELIED UPON FOR PURPOSES OF TRANSACTING IN SECURITIES OR OTHER INVESTMENTS.

WE DO NOT OFFER OR PROVIDE TAX, LEGAL OR INVESTMENT ADVICE AND YOU ARE RESPONSIBLE FOR CONSULTING TAX, LEGAL, OR FINANCIAL PROFESSIONALS BEFORE ACTING ON ANY INFORMATION PROVIDED BY US.  THIS SITE IS CONTINUALLY UNDER DEVELOPMENT AND COMPANY MAKES NO WARRANTY OF ANY KIND, IMPLIED OR EXPRESS, AS TO ITS ACCURACY, COMPLETENESS OR APPROPRIATENESS FOR ANY PURPOSE.

YOU acknowledge and agrees that no representation has been made by COMPANY OR ITS AFFILIATES and relied upon as to the future income, expenses, sales volume or potential profitability that may be derived from the participation in THIS PROGRAM.

We may cancel or terminate your right to use the Site or any part of the Site at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the part of the Site affected by such cancellation or termination. The restrictions imposed on you with respect to material downloaded from the Site, and the disclaimers and limitations of liabilities set forth in these Terms of Service, shall survive.

Refund Policy

Your purchase of a product or service or ticket to an event may or may not provide for any refund. Each specific product, service, event or course will specify its own refund policy.

The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under the U.S. copyright law. If you believe in good faith that materials hosted by COMPANY infringe your copyright, you, or your agent may send to COMPANY a notice requesting that the material be removed or access to it be blocked. Any notification by a copyright owner or a person authorized to act on its behalf that fails to comply with requirements of the DMCA shall not be considered sufficient notice and shall not be deemed to confer upon COMPANY actual knowledge of facts or circumstances from which infringing material or acts are evident. If you believe in good faith that a notice of copyright infringement has been wrongly filed against you, the DMCA permits you to send to COMPANY a counter-notice. All notices and counter notices must meet the then current statutory requirements imposed by the DMCA; see http://www.loc.gov/copyright for details. COMPANY’s Copyright Agent for notice of claims of copyright infringement or counter notices can be reached as follows: admin@scotthaug.com

This Agreement shall be binding upon and inure to the benefit of COMPANY and our respective assigns, successors, heirs, and legal representatives. Neither this Agreement nor any rights hereunder may be assigned without the prior written consent of COMPANY. Notwithstanding the foregoing, all rights and obligations under this Agreement may be freely assigned by COMPANY to any affiliated entity or any of its wholly owned subsidiaries

These Terms of Use shall be governed by and construed in accordance with the laws of the State of California and any dispute shall be subject to binding arbitration in ­­­Los Angeles, California. If any provision of this agreement shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.

Although it is highly unlikely, This policy may be changed at any time at our discretion. If we should update this policy, we will post the updates to this page on our Website.

If you have any questions or concerns regarding our privacy policy please direct them to:  support@scotthaug.com